Take your money up a notch.
Your budget, bills, investments, loans and real estate in one calm app. Built for you and your partner.
Free for 7 days · Your partner's included · No ads, ever
Always ad-free
No pop-ups, no credit card pitches, no selling your data. Ever.
Read-only and secure
Banks connect through Plaid. Notch can see your money, never move it.
Real humans answer
Questions go to people who built Notch, not a bot that loops you around.
On the web. On your phone.
Notch works in any browser on your computer, and as an app on iPhone and Android. Same account, always in sync, so you can plan on the big screen and check in on the go.
Every bill, subscription and payday on one calendar, with what's still to pay.
Yours, mine and ours.
Each of you gets your own login. Flip between Mine, Ours and theirs on any screen, split shared costs the way you actually do, and let Notch keep score so you never have to.
- Split 50/50, by income, or your own percentages
- Split any charge between you with a slider
- See who spent what, with shared costs counted fairly
- Your partner's included, at no extra cost
Your home, your rentals, every loan.
Mortgages tracked to the penny from the day you closed. Rental income and NOI for every property. Student loans and car notes kept current from the payments in your bank.
- Principal, interest and escrow on every payment
- Numbers that match your lender's statement
- See what paying extra saves, and every rental's cash flow
See where you're headed. Try different futures.
Answer a few quick questions and Notch maps your money out to retirement, using your real budget and accounts. Then build different paths, like retiring early or buying a bigger home, and compare them side by side.
- A range of outcomes from 200 simulated markets, not one rosy line
- Life events pinned on the chart: a home, a kid, a windfall, a career break
- Suggestions based on your budget, never guarantees
Everything you'd want. In one place.
Notch Lite covers your everyday money. Notch Pro adds rentals, lending and planning ahead.
Smart spending
Every charge sorted, with a quick review that takes a tap.
Budget & goals
A budget that knows fixed bills from everyday spending, with goals built in.
Recurring & bills
Every bill and payday on one calendar, plus what your subscriptions really cost.
Portfolio
Every holding, a plain-English risk check, and how you did vs. the market.
Plan
Map out the future, then try different paths and life events.
Reports
Spending habits and trends, exported as a spreadsheet or PDF.
Credit score Coming soon
Your score with a soft pull, what's behind it, and alerts.
Ask Notch
Ask anything about your money and get answers with your numbers.
Up and running in five minutes.
Connect your accounts
Link your banks, cards, investments and loans securely through Plaid. Add anything else by hand.
Notch does the sorting
Transactions land categorized, bills get found, and your mortgage and loans start tracking themselves.
Take it up a notch
Set a budget, invite your partner, and see exactly where you stand every month.
Get good with money. Together.
Short lessons, every money word explained, calculators that use your real numbers, and a Market watch that's about you. No jargon, no lectures.
Ready to take your money up a notch?
Notch is opening in waves. Leave your email and we'll send your invite, with your 7-day free trial ready to go.
Have an invite? Create your account